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VendorScan:
vendor risk
quick assessment

RAG Scoring · Financial Health · Concentration Risk

Vendor due diligence is one of the most consistently underdone processes in growing businesses: until a critical supplier fails, a payment dispute surfaces, or a regulator asks for evidence of vendor risk management. VendorScan runs a structured assessment of your vendor base and surfaces the risks that matter before they become operational problems.

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VendorScan · RAG Matrix Preview 8 vendors assessed
Cloud Infrastructure Provider31Single-vendor · Critical
Payment Processing Partner58Contract renewal due
Core Software Vendor54Financial health flag
Key Supplier: Raw Materials6140% spend concentration
Legal Services Firm82Low risk
Data Centre Colocation78Low risk
1
Critical
3
Monitor
2
Low Risk
What VendorScan assesses

Four lenses on every
vendor relationship

Vendor risk is not one thing. It is financial exposure, operational dependency, contract vulnerability, and compliance standing, all at the same time. VendorScan assesses all four so you have a complete picture, not a partial one.

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RAG Risk Scoring

Each vendor receives a structured Red, Amber, Green score across four risk dimensions. Scores are calibrated to your industry, business criticality, and operating context, not a generic template applied uniformly. A red score for a non-critical supplier means something different than a red score for your sole cloud infrastructure provider.

  • Financial health score based on available financial data
  • Operational dependency score based on business criticality
  • Contract risk score based on terms and renewal proximity
  • Compliance standing score based on regulatory obligations
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Vendor Financial Health Flags

A vendor that fails financially does not give you advance warning. But the signals are usually there: declining filings, late accounts, credit deterioration, unusual payment behaviour. VendorScan reviews publicly available financial data, Companies House or MCA filings, credit indicators, and payment history to flag vendors showing signs of distress before it becomes your operational problem.

  • Company filing currency and auditor status review
  • Credit and payment behaviour indicator assessment
  • Revenue and profitability trend analysis from public filings
  • Key person and ownership change flags
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Concentration Risk Analysis

Single-vendor dependency is one of the most common and most serious operational risks in growing businesses. When one vendor represents 40 percent of your spend, or one supplier provides a component with no alternative source, the entire operational chain depends on a single point of failure. VendorScan maps this, quantifies it, and tells you where mitigation plans are needed.

  • Spend concentration mapping by vendor and category
  • Single-vendor dependency identification and criticality scoring
  • Alternative sourcing availability assessment
  • Concentration risk threshold benchmarking for your industry
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Contract and Compliance Review

Contracts that auto-renew unnoticed, SLAs that were never enforced, data handling clauses that do not meet current regulatory requirements, and exit provisions that trap you in unfavourable relationships. These are the contract risks that surface during due diligence, audits, and disputes. Not before. VendorScan surfaces them now, when you have time to act.

  • Contract renewal dates and auto-renewal risk flags
  • SLA adequacy and enforcement track record review
  • Data handling, privacy, and GDPR/DPDPA compliance assessment
  • Exit clause analysis and transition risk evaluation
When to run VendorScan

Three moments when vendor
risk becomes urgently real

Use Case 01
Before a Funding Round or Due Diligence
Investors and acquirers routinely ask about vendor risk management during due diligence. A disorganised response (vendors listed in a spreadsheet with no risk scoring or financial health review) signals operational immaturity. VendorScan gives you a structured, documented assessment that demonstrates proper vendor governance without requiring weeks of internal preparation. It also surfaces any critical vendor risks before they are discovered by the other side of the table.
Use Case 02
After a Vendor Incident or Near-Miss
When a supplier goes quiet, a service goes down, a payment dispute surfaces, or a critical vendor relationship deteriorates unexpectedly, the instinct is to fix the immediate problem. The more valuable response is to treat it as a signal: if this happened with one vendor, what does your vendor base look like across the rest? VendorScan turns a reactive moment into a proactive, documented risk review of every material vendor relationship. It typically surfaces 2 to 3 additional issues that were not on anyone's radar.
Use Case 03
As Part of Annual Operational Risk Review
Vendor relationships are not static. Ownership changes, financial positions shift, contracts expire and auto-renew unnoticed, and the operational criticality of vendors changes as your business evolves. An annual VendorScan keeps your risk register current without requiring a dedicated procurement or risk management team to maintain it. For businesses that operate in regulated industries, a documented annual vendor risk review also satisfies regulatory expectations for vendor governance that are increasingly common in RBI guidelines, ISO certifications, and client contracts.
What the VendorScan report includes

A documented, defensible
vendor risk picture

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RAG Matrix for Every Vendor
A structured Red, Amber, Green assessment for each vendor in scope. Scores are calibrated to business criticality, a red score on a non-critical supplier is triaged differently from a red score on a sole-source critical vendor.
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Critical Risk Flags with Urgency Ranking
Vendors requiring immediate attention are separated from those requiring monitoring. Each critical flag includes a description of the risk, the potential consequence, and a recommended response. You know what to address first.
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Concentration Risk Map
A visual representation of spend concentration across your vendor base, single-vendor dependencies identified and quantified, and a comparison against typical concentration thresholds for your industry and operating scale.
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Contract and Renewal Timeline
Key contract renewal dates, auto-renewal risk flags, and contractual gaps identified and mapped against a 12-month timeline. You see what needs attention and when, before contracts renew on terms you did not intend to accept.
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Mitigation Recommendations
For each material risk identified, a recommended mitigation approach: renegotiation, alternative sourcing, contract amendment, financial monitoring, or operational contingency planning. Not just a risk register, a path to resolution.
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Live Debrief Call
The report is delivered with a live walkthrough call where a senior Finology Nexus analyst takes you through the findings, answers questions, and helps you prioritise the response. Follow-on vendor negotiation support is available.

Know what your vendor
base looks like before
someone else does

VendorScan is delivered by a senior Finology Nexus analyst. The assessment covers your full list of material vendors across all four risk dimensions, with a documented output you can use for internal governance, investor review, or regulatory purposes. Delivered within 5 to 7 business days.

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Typical delivery: 5 to 7 business days
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